Best Health Insurance Companies in Ghana – An old time adage hasn’t faded It says ‘health is wealth’. No one plans to fell sick, but adequate measures must be put in place to curb sickness, or tender solution to it at any time if it require emergency. However, unfortunately some can meet they health need which is very paramount that’s the reason why you need good health insurance to take care of medical emergencies.

About Best Health Insurance Companies in Ghana
Its pertinent to get a good understanding of Health insurance, Health Insurance is a contract that requires an insurer to pay some of all of a person’s healthcare costs in exchange for a premium. Typically, health insurance covers medical, surgical, prescription drugs, and dental care.
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Why Do I Need Health Insurance
You need Health Insurance because it curb high rising medical bills and in case of emergency you may not need to deposit cash before the medics spring into action and many other factors listed below.
1.Rising medical cost
2.To protect yourself and your family
3.Lifestyle modification
4.To cater for medical emergencies and expenses
5.To protect your savings
The average cost of health insurance in Ghana ranges from 900 GHC to 600,000 GHC depending on the package and company policy.
List of Best Health Insurance Companies in Ghana 2022
1. GAB Health Insurance Company
GAB health insurance company (GHIC) is one of the leading insurance companies in Ghana. The company is solely owned by the Ghana Association of Bankers (GAB) with the sole aim of addressing employee health benefits programs and risk management of participating members.
GHIC has an affordable package for its participating members. It has products for individuals and families.
Address: No. 2 C943/2 Plot 55, 2nd Ridge Link Johnson Sirleaf Road, North-Ridge, Accra. Ghana.
Contact Details: (+233)0302-947-461/0302-964-186/0302-255-406, 0279-773-453/0559-611-306
Email Address: info@ghic.com.gh
2. Phoenix Health Insurance Ltd
Phoenix Health Insurance is a private health insurance scheme with one of the best health insurance health packages in Ghana. As a member of the Intermarket Ghana Group, the company provides competitive healthcare financial plans and packages for its members.
Interestingly, the company provides well-packaged health plans to ensure the general and specialist medical needs of its members.
Address: CDH HOUSE, 36 Independence Avenue, P.O. Box 14911, Accra, Ghana.
Email Address: support@phoenixhealthgh.com
Telephone: (+233-302) 671050; 667426; 668463; 7010394
3. Ace Medical Insurance – Best Health Insurance Companies in Ghana
Ace Medical Insurance is one of the top health insurance companies in Ghana. The company provides affordable, accessible and quality healthcare services to individuals, families and corporate institutions.
Address: B902, The Octagon, Barnes Road, Accra.
Email Address: info@acemedinsurance.com
Telephone: 0552571275 / 0556778903
4. Tri-Star Insurance Services Ltd – Best Health Insurance Companies in Ghana
Among the leading insurance broking companies in Ghana is Tri-Star Insurance Services Ltd. The company is fully registered and licensed by the National Insurance Commission. It offers competitive health insurance packages for its clients.
Address: No. 8 Lari Close, Tesano, Accra
Phone: +233-(0)302-220302/244861/256183/
Email: info@tristarghana.com
5. Cosmopolitan Mutual Health Insurance – Best Health Insurance Companies in Ghana
Cosmopolitan Mutual Health Insurance company is one of the top insurance companies in Ghana. The company offers health insurance schemes for private individuals and corporate institutions. Interestingly, the company also provide health care coverage for dependents of residents and non-resident Ghanaians.
Address: Pawpaw Street, House No: E658 East Legon Accra, Ghana.
Telephone: 0501399261/ 0501399263/ 0501399264/ 0501685976/ 0501678547/ 0501529441
6. ASCOMA Ghana Limited
ASCOMA Ghana Limited is one of the leading health insurance brokers in Ghana. The company offers services to a diverse portfolio of clients.
Address: 76A1 Airport Residential Area GhanaPost GPS: GA-083-6742 Accra
Telephone: (+233) 243 690 363
Email Address: ghana@ascoma.com
7. Millennium Insurance Company Limited – Best Health Insurance Companies in Ghana
Millennium Insurance Company Limited is one of the top health insurance companies in Ghana. The company which is a subsidiary of the Jospong Group of Companies is registered and licenced by the National Insurance Commission.
Address: 8th Avenue Extension, Dr Isert Street, North Ridge.
Telephone: +233 (0) 302 766 633
Email Address: info@millenniuminsurancegh.com
8. Hollard Insurance Ghana Limited – Best Health Insurance Companies in Ghana
Hollard Ghana is one of the leading health insurance companies in the country. With headquarters in South Africa, the company offers both personal and commercial insurance.
Address: 11 Patrice Lumumba Road, Airport Residential Area, P. O. Box GP 20084, Accra, Ghana
Telephone: +233 302 220966
9. Ghana Union Assurance Co. Ltd
Ghana Union Assurance is one of the best insurance companies in Ghana. The company offers affordable and competitive health insurance packages for its clients.
Address: F828 / 1 Ring Road East, Osu Accra
Telephone: +233 (0)302-780627
10. SUNU Assurances Ghana Limited
Incorporated in 2008, the company is one of the best and fast-growing insurance companies in Ghana. The company offers its services to a wide range of clients.
Address: No. C70/14 George Bush Highway (N1), Dzorwulu Accra, Near Petroleum Commission, Ghana
Phone: 0302 769542, 0302 770548
Email: ghana@sunu-group.com
For more information Login to Ministry of Health Ghana https://www.moh.gov.gh/ or Click Here
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